Erickson Financial Services, Inc. &
Emmett J. King, LLC
Colorado Health Insurance Broker & Group Benefits Adviser
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Child Only Health Insurance in Colorado
Get an Instant, Child Only Health Insurance Quote

Qualifying for a Child Only Health Insurance Plan in Colorado:
In order to purchase a child-only health insurance policy in Colorado, the child must have had one of the following qualifying enrollment events within the past 30 days:

  • birth within the past 30 days
  • adoption within the past 30 days 
  • parent married within the past 30 days 
  • parent divorced within the past 30 days 
  • court-ordered coverage within the past 30 days 
  • involuntary loss of employer-sponsored coverage within the past 30 days (note: cancellation of employer-sponsored coverage because it's unaffordable does not count as a qualifying event.) 
  • involuntary loss of other insurance for reasons other than fraud or failure to pay premium. (note: cancellation because it's unaffordable does not count as a qualifying event.) 
  • Loss of SCHIP (CHP Plus)
  • Apply during an open enrollment Period

Open Enrollment
If your child does not have a qualifying event, you must wait to apply until open enrollment. Applications MUST be received during the months of open enrollment.  

Options for Child-Only Coverage in Between Open Enrollment Periods   
  • Low-Income families may qualify to place their child(ren) on SCHIP (CHP Plus) through www.cchp.org.  

Too Expensive to Add Child to Employer Plan?
If you are looking at child-only health insurance coverage because it is too expensive to add your child to a parent's employer-sponsored plan, please contact us.  We will do our best to find an affordable option for your family and child(ren).